Ready to make the switch?

Fill out the following information and one of our American Trust Bankers will contact you directly. Or, you can call any of our locations listed below.

Knoxville: (865) 588-1500
LaFollette: (423) 562-2800
Lenoir City: (865) 986-7880


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Personal Banking

American Trust Bank offers a variety of banking services for people who are looking for a personal touch along with advanced banking technology.
Customers can take advantage of the latest mobile banking options and know that our decision making is made here in East Tennessee by people who live and work in Knox, Campbell, and Loudon Counties.

From personal checking accounts, to financing the home of your dreams, American Trust Bank can help you find the right service to fit your needs.  Just another way we do right by you!

Select any of the links below to learn more about American Trust Bank of East Tennessee’s Personal Banking Services.   


Ways American Trust Bank Can Do Right By You

Convenient Checking Account Services

Every personal checking account comes with the following free services.  To learn more about our checking services, click here.

No ATM Fees

No ATM Fees Worldwide

American Trust Bank's debit cards allow you to keep more of your money so you can use it as you please.  Free with any American Trust checking account, ATM and debit cards are one of the most convenient ways to get cash, no matter where you are - whether you're across town or even overseas.


Mobile Deposit

Mobile Banking with Mobile Deposit

Our mobile banking app, Freedom Banking, allows you to bank anywhere by simply using your Smartphone.  Keep up with your bank balances, pay bills on the go and even deposit checks using your Smartphone.  To learn more about Freedom Banking, check out our Freedom Banking Mobile App page.  To apply for depositing checks on your Smartphone, click here.


Local Decision Making with Proven Experience

Our decisions are made locally - by people who have a vested interest in the communities we serve.  In addition to local decision making, our bankers have over 738 years of combined banking experience in East Tennessee.  This allows for a quick process when it comes to opening a new service or getting the loan you need.


FDIC Insurance

American Trust Bank is insured by the FDIC and FDIC insurance is backed by the full faith and credit of the U.S. government.  Since the FDIC began operations in 1937, no depositor has ever lost a penny of FDIC-insured deposits.  To learn more about FDIC insurance, you can visit the FDIC's Deposit Insurance Summary webpage, review the FDIC's Electronic Deposit Insurance Estimator (EDIE), or contact any of our locations.