Ready to make the switch?

Fill out the following information and one of our American Trust Bankers will contact you directly. Or, you can call any of our locations listed below.

Knoxville: (865) 588-1500
LaFollette: (423) 562-2800
Lenoir City: (865) 986-7880









 

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Checking Accounts

"Everyone here is friendly...This place makes you feel like you're at home.  

I would tell anybody to come here and bank."

- Rena

A checking account is the foundation of any banking relationship.  That's why our customers know they will receive great benefits, along with outstanding customer service.  Select one of the links listed below to learn how our checking accounts will do Right by You.   

Right By You Checking Checking Account Options Customers Comments

 

Right By You Checking


Here are a couple of ways our customers benefit from having a personal checking account with American Trust Bank.

No ATM Fees Worldwide

American Trust Bank's no-fee ATM and debit cards allow you to keep more of your money so you can use it as you please.  Free with any American Trust checking account, ATM and debit cards are one of the most convenient ways to get cash, no matter where you are - whether you're across town or even overseas.  It's your money, and we don't believe you should be charged a fee to use it.

 

Deposit Checks with a Smartphone

Our mobile banking app, Freedom Banking, allows you to bank anywhere by simply using your Smartphone.  Keep up with your bank balances, pay bills on the go and even deposit checks using your Smartphone.  To learn more about Freedom Banking, check out our Freedom Banking Mobile App page.  To apply for depositing checks on your Smartphone, click here.

 

Checking Account Options


American Trust Bank offers three convenient personal checking accounts.  Whether you are looking for a basic account, an interest bearing account or an account with great benefits, you can find it here.  Select one of the links listed below to learn more about each personal checking account.

 

American Checking


American Trust Bank's American Checking account is a basic checking account.  It is a non-interest checking account that offers the following benefits.

  • No fees for ATM/Debit Card transactions worldwide
  • Internet Banking with Online Bill Pay at no charge
  • Freedom Banking Mobile App
  • 24 Hour Telephone Banking (866.703.7880)
  • Direct Deposit Available
  • Free eStatements with check images

Requirements
$100 minimum to open
$100 average daily balance for the statement cycle to avoid a $5 monthly service charge

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Freedom Interest Checking


An interest bearing checking account that also provides a discount on a safe deposit box*.

  • No fees for ATM/Debit Card transactions worldwide
  • Internet Banking with Online Bill Pay at no charge
  • Freedom Banking Mobile App
  • 24 Hour Telephone Banking (866.703.7880)
  • Direct Deposit Available
  • Free eStatements with check images
  • 50% discount on any safe deposit box for the first year*
  • Cashier's Checks available at no extra charge
  • Interest bearing account: Rate is variable and earnings are credited monthly

Requirements
$2,500 minimum to open 
$2,500 daily balance to avoid a $12 monthly service charge

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Customer Comments


Click on any of the videos listed below to hear what customers think about banking with American Trust Bank.

Rena Hill

Doris White


    * Please note, Safe Deposit Boxes are: Not a deposit; Not FDIC insured; Not insured by any federal government agency; Not guaranteed by the Bank