Internet Services Request & Agreement to receive information electronically.

Thank you for your interest in American Trust Bank’s Internet Banking Services.  Banking on the Internet allows you to make transfers, loan payments, and view your accounts (including viewing checks front and back) at your convenience. The following agreement will help make Internet Banking even easier by allowing us to electronically send you agreements, disclosures, changes, updates and other useful information. Just click the “Agree” button at the bottom of the page and you will receive the necessary disclosures electronically allowing you to access Internet Banking and make transfers.

By continuing with your request for Internet Banking Services, you agree that we may provide you with this Agreement and any revisions and amendments to this Agreement in electronic form, and that, if you choose to accept the Agreement, you are consenting to enter into and are entering into an Agreement electronically that will govern all future transaction you conduct using the Services and agree to be bound by its terms.

All you need to use the Internet Banking Service and to receive this Agreement and any future information is a domestic and secure browser with at least 128-bit encryption, such as Internet Explorer, Firefox, Google Chrome, Android Browser, or Apple Safari.  You can use any computer or device that can accesses the Internet. You must use a Windows, Android, or Apple operating system.

From time to time, we may deliver certain information to you that is required by law or regulation to be provided to you in writing, or regarding information about our services.  By selecting the “Agree” button below, you agree that we may provide you revisions and amendments to this Agreement and such other information, including but not limited to information under Regulation E and under other applicable banking or financial services laws or regulations in connection with the services, electronically as a part of the Agreement or otherwise as a part of the services. If you wish to withdraw consent to receive information electronically, to terminate the services, or to update your information, such as a change of address or email address, you may call us at 1-865-824-5700, send a Secure Message within the services, or send a letter to the following: