Time to take a break

We have the business tools to help you manage your business so you can get back to life...

Get Ready

The Board of Directors of Citizens Bank (Tri-Cities area) and American Trust Bank have approved an agreement and plan of merger for the two East Tennessee banks. 


Mobile Deposit

Citizens Bank Freedom Banking Mobile App gives you the ability to transfer funds, pay bills, and deposit checks from your phone or tablet. It's quick and secure. Enroll today!

Big Protection in a Tiny Chip

Citizens Bank makes the security of your account our top priority. Each Debit Card issued comes with a built-in chip which provides you greater fraud protection when used at a chip activated terminal. Learn More.

ATMs Worldwide

Debit cards are available with any Citizens Bank checking account and does not charge a fee when you use any ATM. In fact, Citizens Bank offers unlimited reimbursements for ATM fees from cash withdrawals worldwide, regardless of the network used.